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| Credit
Grade A |
(0 to 3)
30 day+ late payments in the past 2 years. Derogatory credit that
has been cleared up or satisfied more than 2 years ago is OK. |
| Credit
Grade B |
(4 to 10) 30 day+ late
payments in the past 2 years. No lates on mortgage or rent. No
bankruptcy, foreclosure, judgments or liens outstanding. |
| Credit
Grade C |
(10 or
more) 30 day+ late payments in the past 2 years including
rent or mortgage. No recent bankruptcy or foreclosure in last 2
years. Some outstanding judgments and liens are acceptable. |
| Credit
Grade D |
(More than 20) 30 day+
late payments in the past 2 years. Recent foreclosure and/or a
bankruptcy. Current outstanding liens and judgments. |
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As
soon as you've figured out your credit grade,
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