When it comes to good or bad credit statuses some people often find themselves confused as to what a particular Bank, Lender or financial institution is referring to, with this in mind we thought it was about time to spell out some tips for those with bad credit to improve their score and for those …
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Improving your credit score
Although now is a good time to think about buying a new car, as the market for cars is struggling, it is also a difficult time to get credit. People and businesses around the world are finding it hard to get credit so having a good credit score is essential to help you get the …
Improving your credit score
Having a bad credit score can cost you literally thousands of dollars if you try to get a mortgage or car loan. The lower your credit score is, the higher the interest rate you will have to pay, if you can even get a loan in the first place. Thankfully, there are some things you …
Avoiding identity theft
Identity theft is in the news a lot these days. It is a rapidly growing type of crime. It can damage your credit and it can cost you lots of time and money to solve the problems that identity theft can create. Fortunately, there are a number of steps that you can take to protect …
Credit Counseling Should Include Both Spouses – Here’s Why!
Are you looking at trying to make a big exchange this spring? Do you want to improve your finances? Could you see yourself having a better credit rating than what you do now? Are you committed to making this a reality? If you answered yes to all of these questions, you’re in great company. This …
Stop the Presses – Secured Credit Cards Are Back!
If you’re trying to bring your credit score back to life, don’t worry — we know exactly where you’re coming from. The economy has gotten worse and worse, and it’s no secret that people are having a hard time making ends meet. This also means that credit is harder to maintain because there’s not a …
Spring Is Here – New Credit Cards After Bankruptcy Is a Reality
Focusing on credit cards after bankruptcy might sound odd. After all, isn’t that what got you in trouble in the first place? However, hear us out. We think that credit can indeed be a good thing as long as the mind has shifted. If you assume that credit is a bad thing, then you’re going …
Applying for a bad credit loan is simple
If you’re one of the many people harbouring a fear of applying for a bad credit personal loan, there are easy ways to overcome your phobia. Many people have the same problem, but to overcome it, you must first recognize and address your fear, namely find out what it is you fear about the process …
Bad Credit Loans
The issue of bad credit loans is of course one that has plagued the West in recent times and indeed internationally as well. One aspect of bad credit loans has become ubiquitous namely “subprime lending”. Bad credit can also be known as ‘adverse’ credit history, ‘non-status’ credit history, ‘impaired’ credit history, additionally ‘poor’ credit history …
Tips for Tacking Your Bad Credit
If you’re suffering with bad credit, it can be hard to get back on track. Bills go into collections and this is what really hits your credit the hardest. There are a number of people that are using credit counseling and this is a great place to start. Here are a few other tips that …