One of the biggest mistakes you can make when it comes to your finances is to give up. However, so many people do. They dread looking at their finances, they dread looking at the phone (for fear that a collector has been calling them), and they definitely dread looking at their bank accounts. However, life …
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What Does It Really Mean to Have Good Credit
Since we just covered what it means to have bad credit, we figured it would probably be a good time to cover what the other side of the coin really means. When you have good credit, a lot of things can happen in the positive sense. You will get the very best interest rates that …
What Does It Really Mean to Have Bad Credit
The question might seem a little obvious to some if you’re already in debt, but we think that it deserves its own conversation here: what does it really mean to have bad credit? Is it just something that you know you have, or can you really go a long time without really realizing that your …
The Positive Upsides of Taking Out Bad Credit Loans
If you know that you have bad credit, you really might feel like it’s the end of the world. However, what you have to realize is that you need to make sure that you can get your credit life back together. Some people feel that they should just go into a cash only state, but …
Do Quick Cash Offers Really Do Anything Good for You
If you’re thinking about getting in on a quick cash offer, you’re not alone. We’re not here to tell you that these products are always bad, nor are we here to tell you that these products are automatically going to be the best thing that you’ve ever had. It just depends on what you’re trying …
Cracking Your Credit Report The Right Way!
If you’re really ready to address the subject of bad credit, you are going to have to pull your actual credit report. Now, a lot of people know that but they forget a few things in the process. This means that while they want to improve their credit score and get more credit in the …
How to improve your credit report
If you have ordered your credit report and found it wasn’t as good as you hoped, there are things you can do to improve it – but it could take time. First things first: find out what’s gone wrong and take steps to avoid the same problems in the future. Your credit report is entirely …
Sample Nutcase Letter
Here is a sample nutcase letter. “What in the world is a nutcase letter, and what would I use it for?”, you ask? The purpose of the nutcase letter is to convince a creditor or collector to remove a derogatory listing from your credit report that is paid in full. Remember, collections and charge-offs still …