When you first buy a house, there are many things to start thinking about. You need to make sure that you have enough money to put down a deposit, but you also need to ensure that you have funds for the redecorating of the property and furniture, if necessary. Here are some simple ways that …
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Improving your Credit Rating
Most lenders will use a credit check of some sort to predict an applicant’s repayment behavior. There are three main credit reference agencies; Experian, Equifax and CallCredit. These companies will provide lenders with credit records of applicants. These credit records will be divided into two main sections, a credit score and a credit report. The …
The Difference Between Good and Bad Debt
There are some people that feel that all debt is bad and some that feel it all has its place, however, many people do not know the difference between good and bad debt. If asked, perhaps many may say that credit cards, overdrafts and short term loans would be bad debt and mortgages good debt, …
Payday Loans – Real Questions Answered
As you may have noticed, payday loans have been getting a lot of attention recently. Because of this, you probably have some questions about what they are and how they work? In this article, you will find some of the most common questions about payday loans, with all the answers you need to make a …
The Issues with PPI
Loan protection policies commonly known as PPI were created to allow people to keep paying their loans and mortgages in the event that they are unable to pay due to sudden unemployment (i.e. illness, retrenchment, accidents) or similar conditions that hinder payment and/or cause loss of income. With this insurance the initial lump sum paid up front and …
Saving at age 40: Is it possible?
If you reach age 40 and realise that you have not done enough to save towards your future, you certainly aren’t alone. Sadly, more than a third of people over the age of 65 have found that they are unable to retire due to the fact that they will not have enough money to sustain …
Is It Possible To Qualify For A Personal Loan After Bankruptcy
Many people think that once you file for bankruptcy that you financial outlook in life has been ruined and your chance of obtaining a personal loan of any kind is ruined. The good news is that this is not always the truth. There are lenders who will be willing to lend to you and there …
Costs Associated With a Mortgage
Many people think that the cost of a mortgage is the interest and that is all. It is important to remember that there are other costs as well and these need to be considered. Firstly you will find that the lender will charge you for their searches, where they take a look at the property …
Revealing Powerful Features Found On Many Payday Loans Websites
If you’re looking for payday loans, you’ll find that you’re actually in good company. In fact, there are tons of sites out there if you just look for this term. That doesn’t necessarily mean that it always makes it easier to find these loans online. There are a lot of them, but it’s still easy …
Cash Loans Today – What More Could You Want
One of the hardest things to find when you really need is money quickly. Your friends don’t have any money, your family doesn’t have any money and it’s weird asking your significant other for their money. So what you’re going to have to do when you find yourself in a bit of financial trouble is …