Identity theft is a serious problem, and the sad news is that it’s only going to get worse with time. So if you really want to make sure that your information doesn’t fall into the hands of identity thieves, you’re going to need to make absolutely sure that you work hard to handle your finances properly.

Believe it or not, there’s a lot of little things that you can do over time to make sure that you will be able to keep criminals from getting your information.

One thing that you should make sure that you do is try to opt out of just about everything that you can think of. The less junk mail that you get, the better off you are.

Even though you might not realize it, there’s a lot of companies that you’re doing business with right now that are actually selling your name to a bunch of other mailing lists. This gets your information around and around, and who knows when the next data breach will occur, or where?

So you need to make sure that you cut down on the amount of people that have access to your information. Unsubscribing from the Direct Mailing Associations selection of lists is a good idea. In addition, you will also want to make sure that you opt out of the junk mail lists most credit card companies use to market card after card to you.

Cutting down on who has access to your information is a good step in lowering your risks of identity theft. You will still nee dot make sure that you’re using your paper shredder to destroy your information properly. A cross-cut shredder isn’t very costly, but it can really protect you from thieves looking for your information.

You will also want to make sure that you inform your bank that you do not wish your information to be shared with 3rd parties of any kind. Every bank’s privacy statement is different, but you will need to make sure that you read up on it carefully.

Sometimes you might have to make some requests in writing, but that’s a small price to pay in order to really make sure that your information is going to be taken care of at all costs. It’s just a matter of making sure that you get started right away for the best results possible — don’t delay another moment!