Now, after reading the title, you know that we mean bad credit, but why call it challenged in the first place? Are we just trying to spare your feelings and make it easier on you to take the information? Not really, though that’s a secondary goal. In all honestly it’s just about making sure that …
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What’s Really Driving Your Credit Score These Days?
Your credit is becoming more and more important. Sure, there are some renegade personal finance articles out there that say that you really don’t need credit anymore, since you can buy just about everything in cash. However, there are some opportunity costs that you really need to be aware of. You’re going to need to …
Improving your credit score
Although now is a good time to think about buying a new car, as the market for cars is struggling, it is also a difficult time to get credit. People and businesses around the world are finding it hard to get credit so having a good credit score is essential to help you get the …
Improving your credit score
Having a bad credit score can cost you literally thousands of dollars if you try to get a mortgage or car loan. The lower your credit score is, the higher the interest rate you will have to pay, if you can even get a loan in the first place. Thankfully, there are some things you …
There’s a Thin Line Between Good and Bad Credit
Every consumer needs to learn the right way to balance debt and income to build credit without hurting their score. The same actions that help you develop a healthy credit history can ruin your hard work when applied incorrectly. Follow a path of moderation in your lending and spending to accumulate the credit you need …
Which Credit Score Really Holds the Most Weight?
Trying to figure out how to do smart credit repair can be frustrating at first, but learning the steps yourself gives you a lot of power. For starters, you’re not going to have to try to trust a credit repair organization for all of your needs. This makes you have the skill to always be …